Discover Amazing Benefits

 

The Discover Student Credit Cards are the perfect credit cards for students. You can get the credit card if you have a bad credit score, or even if you have no credit score at all. The goal of the Discover Student Credit card is to help you learn and encourage building a good credit score. There are two credit cards for students that Discover offers that both help in gaining cash back. The first card is Discover it Student Cash Back. Using this card you can earn 5% cash back on certain purchases and unlimited 1% cash back on all purchases. The second student card that Discover offers is Chrome for Students. This card allows you to gain 2% cash back at gas stations and restaurants. 

The card we are going to focus on today, however, is the Discover it Student Cash Back card. I have this credit card, and it has helped me build a good credit score and save money based on where I shop. For example, each month with this card you are given a different place you can earn cash back on. The different places include: Amazon, grocery stores, restaurants, gas stations, PayPal, ect. Not only does this card give you incentive to shop at certain places, but at the end of the year Discover will match all of the cash back you have earned! You do not have to spend any extra money, Discover will match any low or high amount you earn that year! Not only are there great benefits for saving money through this card, but it also comes with good security making sure that your credit card number is safe. To start off you have refundable security deposits. Not only are you guaranteed all your money back, but you also get free identity alerts. This allows you to immediately know with no charge if someone is trying to hack your credit card. If you lose your credit card, or simply want a backup, Discover will send you a new one free of charge! Finally, there is 0$ fraud liability. With all of these amazing security features Discover makes for a reliable credit card for starters and even for people who have had a credit card for a long time and are looking to use a different company. 

The main reason the Discover card, though, is so good for new users is due to building a good credit history. Discover reports payments to three main credit bureaus. Why does this stand out? Because a lot of credit cards and debit cards generally do not report payments to bureaus. Why are bureaus important you may wonder? In a article about why credit bureaus matter it states that, "A credit bureau is a company that gathers and stores various types of information about you and your financial accounts and history." Keeping track of this information is what helps in building your credit score. Building good credit is so important in helping aid you for future jobs, loans, qualifying for lowest mortgage rates, and even earring bonuses from your credit card company! Thus, it is important to start building a good credit score as early as possible. Discover even offers an amazing incentive for you to start using their Student credit card. If you refer a friend to using the Discover credit card and they get one, both you and that friend will earn a $50 statement card! Not only that, but you can refer other friends and earn up to $500! The Discover it Student Cash Back card offers so many benefits why wait and order now! I highly recommend this card, and it is so easy to apply for. If you go to Discovers website, it will walk you through questions to apply for the card and once you have completed the questions, Discover gets the credit card to you as soon as possible. Thus, the Discover card is so easy to get, it has become a staple for a college student to have and a way to introduce them to a world of credit. Act fast and start building your credit today!

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